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Insurance co questions and answers
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Home Page > Finance > Insurance > Insurance co questions and answers
Insurance co questions and answers
Posted: Sep 18, 2009 |Comments: 0
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How do you receive the final deferred payment (Claim) from your insurance co. if you do the work yourself?
I filed a property claim on my Homeowners insurance policy. I received the initial payment on the claim and will receive the final payment after submitting receipts on how much it cost to repair the damages. My question is…
How do you receive your Lienholder to sign rotten on an auto insurance check so you can dosh it?
I got surrounded by a minor accident and be issued a check from my insurance co. My family is really short on brass right now and we be thinking the best thing to do is walk out the damage…
how insurance co works/from where on earth i can win the detail formulas of risk probablity.?
Yeh, i’d like to know how insurance co survive against the claims or how govern the risk of loss. You won’t. Most companies treat their own actuarial assessment of risk as a very private, trade concealed. I’d call the insurance professor at…
How insurance co. repay for D/A treatment but in that are no tx for race beside bleak credit?
I think you are asking, why is it that insurance companies foot for drug/alcohol treatment but there is no treatment for culture with impossible credit? Is this correct? There are many ways to access backing with credit problems, and…
How long it pocket insurance company to respond?
How long do it whip an insurance company to respond? Also how long do it clutch for a insurance co. to respond to your lawyer after acceptance the lawsuit papers? Is it true if you enjoy a easier said than done casing and their client is at mistake for your…
How Much Does my vivacity insirance agent spawn on his policy?
I am thinking of buying a Term life insurance policy from my Northwestern Mutual agent and am curious what they label on the policy. I am a captive agent for an insurance co. Life Insurance is not a huge money designer. Term policies, I make 40%…
How much should I settle for from car accident from insurance co?
End of July had bad car accident. Air bags deployed, car was totalled (insurance co. already paid property damage – other guy was at fault), but now there will be a medical settlement. The injuries were mostly large, nasty bruises and abrasions on arms and chest…
how to find a life insurance co. that was bought by another?
need to file claim but can not find who bought out this company Contact you State Insurance Commissioners Office. Located in most State capitals.
My vehicle get hit surrounded by a parking lot ,she didnt want to stir through her insurance?
I said fine because the damage looked minimal but the estimates be between 500 &1,300 now she requirements to take it to the cheapest place &brand a check out directly to them not to me.Dont insurance co. even make the gift…
How to folder my lost wages and body injuries to the insurance co.?
What type of claim is this? Worker’s Compensation? Disability Policy? call the number and speak to a representative who should relief you with file your claim You have to submit ALL medicall documentation and bills incurred. You have to submit EVIDENCE of lost wages,…
How to lodge a consumer complaint just about an auto insurance co.?
I am with Esurance auto insurance and I want to lodge a complaint somewhere roughly speaking thier services. It seems that every time I give the name for info on a quote or why my bill is constantly increasing every few months I get different…
How to toy with taxes on income to daughter for attendant attention to detail contained by no-fault defence?
I work for a personal injury atty. All our clients who do attendant care for injured clan members bring back 1099s from insurance co with any box 6 (medical care) or box 7 checked (paymnts to attorney). One client…
I am first up a physical psychiatric help clinic, how do I catch insurance contracts so I can bill the insurance co.?
Typically you set up relationships with attorneys. And they do the work of funneling you business and getting the bills rewarded. It depends on what state you are in if you can direct bill insurance…
I am looking for a property & casulty insurance co. to represent for our insurance agency. Please reply.?
We are an insurance agency looking for a property & casulty carrier. Network, network, network. I suggest you join your local Independent Insurance Agent Association and ask around. If you are a CPCU, join your local CPCU chapter too.
I am medicare eligible as of 1-1-07. my problem is i am not 65 yrs.,, i am on disability.?
Because I am under 65 I am not eligible for most supplements. Medicare say I can get a MEDIGAP policy, except I cannot find an insurance co. that sell this type of plan. Medicare says that adjectives states…
I call for a cheap insurance co. to cover my bulldog one hundred thousand dollar policy any body know one?
my sweet female was playing within my yard with 2 little girls when a neighbor’s rottweiler come on the scene , i think she was protecting the 2 girls , but she jump on the rottweiler which wasn’t…
I enjoy be sued by an insurance company but my insurance co will not show up for court what do i do?
Why won’t your insurance company show up for court? Are they denying coverage for your claim? They have to impart you a denial in writing. If so, you stipulation to hire a lawyer, or at…
I found an insurance policy.within 1937 it be worth $1,000.john hancock said it be worth $2-$3000.?
what a rip off. after almost 70 yrs .it seem to me that should be a lot more than $2-$3,000.these insurance co.s are realy something.does any one know what to do ..i am going to see them to year does any one…
i get hit by a imprudent driver contained by nj, he be issued a ticket, can i sue?
i borrowed my boyfriends car and be hit. will my hospital bills be paid? by whom? Hopefully he have insurance, if so, his insurance co. should pay. Yes you can sue, anyone can sue anyone, but you may or may…
I live surrounded by california any recomendations on a insurance co for auto perfect prices?
Yep, call a couple local, independent agents, and they can respectively give you a partly dozen quotes with different companies. i would voice AIG if you have be driving for more than 3 years. otherwise Allstate. AAA umm kind of well brought-up…
I own be sued by an insurance company but my insurance co will not show up for court what do i do?
I have made two court date and the insurance co American Freedom Insurance (Illinois) has not shown for the neither court date I own notified them contained by writing fax and phone. I have a…
I rent out my condo. Should I inform my homeowners Ins. company?
I rent my condo out furnished. I have fire and liability insurance,. Do I have need of to inform my insurance co? Does renting affect the policy? Yes, you do – if you are insured under a “condo owners” policy, an HO6 form, you have…
i suppose they should fragment the total strength thinking system and start over do not agree to big insurance co grt involved
Well, one way to control cashflow and consent to the free market control spiraling prices, is to take home it a cash singular system – pay as you progress. Then people will be more inclined…
I totaled my truck, can I reduce by or claim a loss, I collected what the insurance co’s advantage be?
It seems that times gone by two were both open-handed of right. You can claim a casualty loss, but not if you caused the loss. The IRS just allows write-offs if your loss was greater than the…
I wanna be an american-based actuary, but how?
My friend is Korean and he’s 25 years antediluvian, he’s graduate from a calculation and government course subsequent year. Would his ambition to be an actuary contained by the States be workable? It would be. Start sending resumes to insurance co’s, especially their corporate office. Start surfing their trellis sites,…
I worked for an insurance company ending year and they want money vertebrae?
I worked for an insurance co. last year and quit because they lost several clients’ premium checks, thus, costing me commission. They have already paid me member of the commission up front, but I left kinda p.o.’d, so I didn’t wages the money back. I…
Iam looking for positive,How much should I retribution today to find after 5 years amonthly sum an$3000 for 5 years?
Thank your for your kind attention. Now I’d similar to to pay one amount to insurance co. and after 5 years they pay packet me Can$3000.00 monthly for another 5 years, so how much should I pay to…
If disability is paid by an Insurance Co. can individual still seek part-time work without loosing benefits?
Disability payments are paid by MY insurance co. not by the state. Can I get a part-time job that pays about $150.00 weekly without losing my short-term disability benefit? My state is CO. NO!
If my apartment is broken into will i own to show receipts to insurance co. to replace items?
No but they will look for pictures and an inventory.
If the beneficiary is living another country how long previously the insurance co.will contact her or him?
the holder is passed away and the benificiary , his fiancee is from other country.will the insurance company will contact her or give her what ever the claim is?
If you are a beneficiary on a natural life insurance claim does the insurance co notify the kinfolk of the amount?
death benefit interrogate It depends if the insured is alive or dead. If the insured is alive, adjectives information is confidential; unless the owner of the policy authorizes to release it. Note that the owner might…
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Allergies Questions and Answers
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Home Page > Health > Diseases and Conditions > Allergies Questions and Answers
Allergies Questions and Answers
Posted: Oct 19, 2009 |Comments: 0
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A girl is allergic to hose down,how does she live?
possibly she just drink juice – i heard it too. she can only take a brief shower approaching once a week. the only thing that happens to her is a unwary forms all over her body – Actually this *is* true. http://www.dailymail.co.uk/news/article-… – wrong news – not possible…
A give somebody the third degree around my allergies?
Is it normal for my allergies to be at worst between the hours of 9PM to 7AM? It seems as if they are really bad at darkness and really bad in the morning. I’m almost perfectly fine during the afternoon. The symptoms range anywhere from watery eyes to coughing/sneezing. Is it…
A integral year of runny muzzle…constant sneeze.Next year its gone?
Sometimes.. like say every 2 months…i wake up next to a runny stuffed nose…and sneeze constantly.. it goes on roughly all time. Isit allergies? dust mites? etc?? – yes it could be that try taking allergy tablets – Allergies, something at home is affecting you. –
A interrogate roughly speaking allergies?
i have environmental allergies, i was thinking about tea and isnt tea made from plants and stuff so shouldnt i be allergic to it? im adjectives of a sudden scared to drink it – I think that environmental allergies are specific to pollens and certain types of plants. Tea is a plant (Tea-LEAVES) but…
A line relative of mine, have swollen eyes & puffy cheeks ; after eatting food, how to treat it?
It started yesturday, and has gone to today, ! what can i do? – well you call for to figure out what food caused it she obviously have a food allergy which can get worse the next time she eats the…
A perfect medication for minor grass allergies?
Well ever since i have been into tackle football, i discern after practice that my arms and legs are very itchy and have red ‘blobs’ or ‘spots’ all over them. Also, i tend to sneeze and own itchy eyes sometimes. Thanks! – Try popping a claritin an hour or so before your…
A put somebody through the mill almost coughing?
okay, so basically i have this really annoying cough. it seems approaching a dry cough, and it always comes and goes. This has be happening for about a year and a half immediately, it usually comes in week periods and then go away for about 2 – 5 weeks, sometimes more. it feels…
A put somebody through the mill just about hives?
I’ve been getting what I think are hives my arms and forearms for about a week, usually within the evenings and mornings. They’re a bunch of really itchy and burning red dots that show up out of nowhere and change locations constantly. Thr first time I got them, they were so big…
A seriers of bites have appeared any side of my bollocks adjectives really itch and its driving me barmy?
i was in a caravan on holiday i think its bug bites ah – Use something called ‘Anthisan’. It’s a cream that’s specifically used for bites, it’s great! You can draw from it from the local chemist. t pay attention to…
A simple quiz going on for nasonex- please answer immediately?
I used my nasonex about a half hour ago. My sinuses are still clogged so can I use saline spray to try and unclog them, or will that wash the nasonex out? saline spray will rinse the Nasonex out. Get yourself a Vicks Vapo Steam Inhaler, it’s the best…
A unpromising cough, not sick?
lo i smoke .. no body have problem sweets … you better tkae nurture of urself .. if you cant go to doc .. better indulge urself in phyical atvity it will surely help .. 
– it is lessened by making sure you have fresh air within your home, also make sure you are drinking…
A wasp or muddobber stung me on my bottom lip?
It’s beginning to swell. What do I do? 10 points! – drink lotsa dampen, take benedryl as directed for a few days, and see your doctor. – You’re going to die. not from this. If you think the stinger is still contained by your skin, use a…
Abbnormal pot repercussion?
ok so yesterday I smoked pot for the first time. don’t give me a speeh on how drugs are not good, I have intellectual that from experience and will never touch them again. k so I took 2 hits and nothing. took the third hit and I don’t remember falling asleep but I woke up ( even though…
About a rottweilers…?
my rottweiler has sensitive skin and i try diff kinds of dog food and i got him on science diet and its some what helping better consequently the rest..is there any other kind of dog food for my dog??i dont care how much it cost!! – It starts from the inside out..shampoos will one and only do…
About ENT clinics (Ear, proboscis, and Throat)?
I am taking this health class, and i am supposed to create a out-patient Pediatric ENT clinic business plan and get ideas from general public. cross-question now is the advantages of having more ENT clinics around for children. Why is there a entail for PEDIATRIC ENT clinics. If you have personal experiences too, you…
About Non-Drowsy Claritin… ?
why does it make me feel sedative everytime i lug em? My pharmacist friend get me on some pills that are over the counter that only last for about 4 hours at a time. This passageway, you can take then when you need but not be married to them for 24 hours and be adjectives drugged up…
Accidentally chewed singulair pill?
I just have a quick interview concerning Singulair. I was prescribed the tablets today, but I accidentally chewed it when I took it this evening. I have to wait until 7:30 pm tomorrow to embezzle it again… is it ok that I chewed it? It was completely on accident. help would be great- I…
Acid coming up my throat whenever I munch through?!?
I have this acidic taste surrounded by my mouth whenever i burp. Sometimes it feels like it’s crawling up my esophagus, and a few times if felt as though something is stuck within my throut like a ball. What is wrong with me? I don’t regard it’s a heart burn because i…
Acid reflux within kids are is this allergy related or are thier any other possible grounds, my kids 2years antediluvian?
my kid was recently diagnosed with allergy related sour reflux. is this possible or have they missed something? Please help – Acid reflux is NEVER allergy related so I can individual assume your diagnosis originated from a quack therapist. The…
Adults who guzzle their own snot!?
Now i know that this happens, coz i always seem to see empire digging away in their nostrils when i’m stuck in a que on the motorway, and it’s not just men, i see pretty young ladies at it, and yes, after having a good verbs, i seen them inspecting the goods before popping it…
Advair . i can’t afford this anymore..is at hand something else i could help yourself to instead?
right now i take advair & pro air – There is no generic for the combination of drugs provided within Advair (fluticasone and salmeterol) . The fluticasone (the corticosteroid) alone is available as generic, but the salmeterol (a long…
Advice just about Sinus Infections?
My son always gets a cold that will lead to a sinus infection. His doc think it’s not allergy related. The antibiotic doesn’t seem to be helping or the Afrin. What can I do to get his proboscis deconjested?? We don’t sleep at night and he’s tired of breathing from his mouth.. Any advice please!! …
Advil 400 mg ?? can it hold side effects?
I never thought Advil 400 mg (xtra strength can have side effects). arted taking it yesterday ( 2 times a day) after asking my pharmacist… for sore,swollen throat and muscle aches. But today after taking it in the morning I am fear drowsy, kind of hard to concentrate…and sometimes dizzy Can…
Afraid to travel to sleep after severe allergic sensitivity (anaphylaxis) faster today?
Today I had a severe allergic reaction (anaphylaxis) and I don’t know what caused it. I’ve never have an allergy to anything before in my life except a bee sting when I be a little kid. ay, I really dont know what the cause is, thats of late a…
Afrin and antenna bleeds?
ok i’v ben using afrin nasal spray for about 6 days now and i have ben getin proboscis bleeds well about 2 or 3 of em only contained by the past few days and i never get em . also i had horrible allergies to thats why i started taking it and i own ben blowing my…
Afrin Nasal Spray Overdose. HELP!?
throw it in the bin lock it up n swallow the key i dunno newly get rid of itt! – Do you have any sense of smell left? Get relieve! Tell your parents that’s not good for you!! – I have heard of this before. It isn’t that unusual. You can try by adjectives back a…
After a couple of drinks my skin feel afire, why?
Recently Ihave been drinking for the first time, when I drink whether im full or not, my skin feels on fire. Two beers basically kills me, I get a really bad temp and im really feathery headed. Im wondering is this an allergic reaction? – im sorry to tell…
After blowing balloon I take an itchy tongue underneath?
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Legit Questions To Ask A Chihuahua Breeder
Posted: Jan 22, 2008 |Comments: 0
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Always ask for proof of what national breeder registry your Chihuahua breeder is listed with. A good Chihuahua breeder will have an ongoing interest in the health of your dog so ask questions about their support after the sale. Ask your vet for breeder advice as well. Any good Chihuahua breeder is going to have a policy that allows owners to return pets rather than abandon them.
When you start looking for a Chihuahua breeder to get your dog from then you are going to want to find out all the important things about that breeder before you do business with them. To do this you need to know what to ask a prospective Chihuahua breeder so that you can tell if they are reputable and if they know the business of properly raising and breeding Chihuahuas as well. Make sure you ask any questions you have, as a reputable breeder will expect questions.
The very first thing you want to know is what national breeder registry the breeder is listed with. A listing with a breeder registry means that the breeder understands and uses the practices of good breeding and that is something you absolutely want. If they are reputable they will have something to show you that lets you know what registry they are listed with.
A Chihuahua breeder that is worth doing business with understands that the relationship with the owner does not end when the transaction is over. Talk with your breeder about the support and advice they offer after the sale. Your relationship with your breeder will go on for many years after you bring the pup home so if your breeder indicates that they may not offer ongoing consultation then you may want to avoid that breeder.
A great source for any information you might need to know about your new pet can come from your vet. You will need a vet when you get a new pup so if you haven’t picked a vet out yet then do so and discuss prospective breeders with your vet to find out what they think of the breeders you are considering. Your vet will steer you in the right direction and make sure that you deal with a breeder that you will be happy with.
As painful as it may be, any good Chihuahua breeder will have a policy where they will take back the pet at any stage of its life if the owner can no longer care for it, to avoid having the dog be abandoned. The breeder will not offer a cash refund but they will offer the dog a second chance at a new owner and offer the old owner a chance to do the right thing and not leave their little pet abandoned to die.
Deciding on a Chihuahua breeder is important so be ready to ask a lot of questions before you settle on one. A good breeder will be expecting a lot of questions so don’t think you are doing anything new and many reputable breeders will insist that you ask as many questions as you can think of because to a good breeder a solid relationship with the owner is just as important as any other part of the dog’s life.
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Sandra Dean is an animal lover that currently owns many indoor pets. If you are looking for what to ask Chihuahua breeders then you need to read this article. You will find resources for Chihuahua information in this article.
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Sandra Dean is an animal lover that currently owns many indoor pets. If you are looking for what to ask Chihuahua breeders then you need to read this article. You will find resources for Chihuahua information in this article.
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Pets Questions and Answers
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Is a protection dog mean?
A well trained protection dog is social with everyone. A well trained protection dog does not interpret situations to show aggression, but rather waits for his owners command before using force.
Will a protection dog also be a watchdog and bark at everyone who comes to my door?
This depends on the training. A good trainer can develop a dog’s natural tendencies to customize the training to your situation.
Is a protection dog good to live in the house?
Dogs trained for protection such as German Shepherds, Belgian Malinois, and Rottweilers are very adaptable and are just as capable living in an apartment as they are on a ranch. Regardless of where they live they should get adequate exercise.
Will a protection dog be good with my kids?
Some dogs are better than others with kids. Work with a qualified trainer to make sure that your dog will be fine with your kids. It is also important to note that children should be taught proper dog etiquette and should be supervised when around any dog.
Will a protection dog bite someone without my command?
A well trained protection dog will bite only on command. Unfortunately, there are many dog trainers who do a sub-par training job with protection dogs. Make sure you are getting your protection dog from a reputable trainer
How much does a protection dog cost?
If you buy a trained dog the cost will vary greatly. Factors will be age of dog, titles the dog has earned, look of the dog, amount of training, etc. A young dog with basic training can be bought for a few thousand while a dog with working titles and extensive additional training may cost $20,000 and up.
I don’t have any particular threats. Should I get a protection dog?
Many people that purchase protection dogs haven’t had break-ins or stalkers or previous violent attacks. They value the benefits of a great pet who would be able to handle a violent situation were it to ever arise. People that shouldn’t get a protection dog are people that want to use them as an offensive weapon. These dogs should only be owned by responsible, mature people who want the dogs as a crime deterrent and last line of defense.
Are there specific laws that deal with protection dogs?
Yes. Certain cities require a special registration for protection dogs. Certain areas also have breed specific legislation which deals with restrictions for certain breeds. Check with your city and county offices for specific laws and ordinances.
Ty Brown is a leading dog training authority with numerous radio and television appearances to his credit. Visit www.dogbehavioronline.com to view free articles and for more puppy resources and check out his dog training business.
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The Rottweiler is the current “fad” guard/macho dog of the moment. For four years running, it has been the second most-popular AKC registered breed. Don’t be swept up by the hype, or the fact that you neighbor, aunt, sister, or best friend has one. The Rottweiler is a large, powerful dog and along with ownership comes much responsibility. Rottweilers require extensive socialization from an early age. Are you willing to carry your puppy for several months, (he shouldn’t be walking in public places until he is fully immunized at around 16-20 weeks), exposing him to the sights, sounds and people he will encounter as an adult? Because of their size and strength, obedience training for your Rottweiler is a must. Weekly group classes for 6 to 12 months is generally considered a minimum. Rottweilers are “people” dogs.
They want to be with their masters. As a working breed, the Rottweiler requires daily exercise, a good romp twice a day at least. Left alone or with inadequate exercise for long periods they may become unruly and destructive.
How are they with children?
A properly bred Rottweiler who receives adequate socialization and training will generally get along fine with children, but tolerance will vary from dog to dog. He must be taught early on what is acceptable behavior and what is not, as should the child. Because of their large size and inherent desire to “herd”, Rottweilers should always be supervised around children. A minor “bump” can cause serious injury to a small child. Also, some Rottweilers have a high degree of “prey” drive (the instinct to chase moving objects), therefore should never be left alone with children, who naturally will want to run and play. Some breeders recommend waiting until the children are at least school age before introducing a Rottweiler into the home. The amount of space in your home, the age of your children and the amount of time the dog will be in contact with the children should be part of your decision.
Are they vicious?
A properly bred, socialized and trained Rottweiler is not inherently vicious. The rapid rise in popularity of the breed has attracted many irresponsible breeders who are only interested in making a profit, and don’t care what damage is done to the breed in the process.
Are they good with other pets?
Problems should be minimal when a Rottweiler is raised from puppyhood with other pets. Introducing a new pet when there is an adult Rottweiler in the household should be done slowly and with care. Dog to dog aggression is influenced by the early socialization of puppies, their bloodlines and sex; males are less tolerant of other males than they are of females. Bitches may also be intolerant of other dogs. The Rottweiler is highly intelligent and trainable, and with perserverence, should be able to learn to co-exist peacefully with any pet you wish to introduce.
What kind of training do they require?
The Rottweiler has been developed for its working ability and often blooms when given a chance to work with its master, although there are occasional exceptions. It is very necessary to establish your control of the animal and obedience training is often the easiest and most rewarding way to do so. Your breeder should be able to provide you with guidance in the selection of a training class, however, avoid the very rough trainer, no matter how highly recommended. Rottweilers can often be controlled using verbal reprimands alone, and while they occasionally require strong physical corrections, some trainers tend to be much rougher on Rottweilers than is necessary. Women have been very successful with the dogs in obedience training. Physical mastery of the dog is generally less important than sensitive, patient and positive training methods. Patience is an important factor in training a Rottweiler.
What about discipline?
The Rottweiler is a sensitive, intelligent and loyal animal and usually wants to please its owner. Occasionally, it can be quite stubborn though, and requires more attention. It is imperative that discipline is consistent and firm without being overly rough. A harsh word will often suffice, although sharper corrections are sometimes necessary. Ownership isn’t for the timid or very busy person who cannot or is not inclined towards careful supervision of his/her pet.
Do they require much exercise?
The Rottweiler is a working breed. He is generally not happy sitting around doing nothing all day. A large yard with a six-foot high fence is ideal, but adult Rottweilers have been kept successfully in large apartments. The yard is essential if a puppy or young dog is being acquired; it will help to keep the dog exercised and reduce boredom which in turn may prevent destructive behavior. If you don’t have the space, consider a smaller or less active breed. Personal commitment on the part of the owner is the most important thing. People willing to walk their dog on a regular basis will find a more personal and bonding relationship developing than just letting them run by themselves in the yard. Your Rottweiler will require a minimum of two good walks each day (10 to 20 minutes each). Adequate exercise is necessary to maintain the good health of your Rottweiler, as they have a tendency to gain weight without proper exercise.
Do they shed?
The Rottweiler is a double-coated breed, with a medium length outer coat and a soft downy undercoat. They do shed, more than one would think by looking at their appearance. The amount of shedding will vary with climatic conditions. They generally tend to “blow out” their undercoats twice a year, in spring and fall.
Are they noisy?
Rottweilers will bark to announce the arrival of people on the property, and at animals and birds in the yard, but they generally don’t bark without reason.
Which sex makes the best pet?
Opinions vary on this topic. Most breeders would generally recommend a female, especially for first-time owners. Females are smaller and easier to control, somewhat less dominant and usually more affectionate. Males are stronger, more powerful and dominant, and therefore somewhat harder to train and control.
Where should I buy my Rottweiler puppy?
There are various places where you may acquire a Rottweiler puppy, but only ONE place where you should – from a responsible breeder. Pet shops acquire their puppies from puppy mills, brokers and back-yard breeders. Their puppies are separated from their dams and litters at too early and age, they are not properly socialized and may well develop serious health problems.
Puppy mills, brokers and back-yard breeders have only one priority – to make a profit. They are not interested in the welfare of the puppies they breed. Beware of petshops that advertise “we get our puppies from private breeders.” No responsible breeder would ever broker puppies to a pet shop. Don’t perpetuate the puppy mill problem – steer clear of pet shops.
What is a “Responsible” breeder?
This is a difficult category to define, but there are certain minimum standards that are accepted as “responsible” by most who are active in the dog fancy. Following are some of the things a responsible breeder will be doing:
1. All breeding stock will be certified free of Hip Dysplasia by the Orthopedic Foundation for Animals (OFA). Elbows may also be certified as free of Elbow Dysplasia; this is a relatively new trend and some older dogs/bitches may not be certified. The breeder will be willing to supply you with copies of the OFA certificates. No bitch or dog will be bred before the age of two, (the minimum age for OFA certification). OFA does issue preliminary evaluations of hips and elbows, but actual certification will not be done before two years.
2. Breeding stock will be certified free of inherited eye disease annually by a Board certified Veterinary Ophthalmologist; the certificate is issued by the Canine Eye Registry Foundation (CERF).
3. Bitches and dogs used for breeding will have achieved certain competitive titles such as AKC Champion or an advanced obedience title (CDX, UD). Responsible breeders will usually not breed dogs and bitches whose quality has not been proven in competition, although under certain circumstances (injuries which prevent competition) they may.
4. The Breeder will belong to one or more Rottweiler Clubs which require adherence to a “Code of Ethics” from all members (adherence to a certain level of responsibility in ownership and breeding). The largest of these clubs include the American Rottweiler Club, The Colonial Rottweiler Club, The Medallion Rottweiler Club and the Gold Coast Rottweiler Club. There are numerous local Rottweiler clubs, some are “Code” clubs and some are not – ask. Code of Ethics clubs do not permit members to advertise puppy prices.
5. The Breeder will be active in the sport of dogs, competing in conformation, obedience, tracking or herding events.
6. A responsible breeder will not give you a “hard-sell” routine when you call to inquire about his/her dogs. Usually he/she will be trying everything they can to discourage you from buying a Rottweiler. A reputable breeder’s number one concern is that his/her puppies are placed in responsible homes where they will receive the same kind of care and training he/she gives his/her own dogs. Expect to be interviewed at length as to why you want to own a Rottweiler, and what your family and lifestyle is like. The reputable breeder will ask more questions of you than you will of him/her.
7. A responsible breeder will try to steer you clear of rushing to buy a puppy this week or this month, but he/she will also not expect you to wait an unreasonable amount of time to buy one of his/her puppies. If he has no puppies available and has no breeding planned in the near future, he will recommend other breeders whose standards are as high as his own.
8. A responsible breeder will be happy to have you meet the parents of the litter (at least the dam; frequently the sire will not belong to the breeder), as well as his/her other dogs. The dogs and puppies will be kept in a clean and healthy environment.
9. A responsible breeder will only sell puppies with a signed, written contract. He/she will pass on accurate health, breeding and registration records and pedigree records of at least three generations. They will require that any puppy not purchased as show and breeding stock be made incapable of reproducing, and require that limited registration “blue slips” be provided, or that registration papers be withheld until a veterinarians certificate is received as proof of sterilization.
What is the difference between pet and show quality?
“Show Quality” is a term that is often misunderstood and misused. It can mean something as simple as a puppy with no disqualifying faults (as listed in the breed standard) at the time of sale. The serious buyer looking for a potential winner or breeding stock had best spend time going to dog shows and talking to exhibitors as well as studying the standard for the breed. Serious and disqualifying faults to avoid include overshot or undershot bites, missing teeth, long or curly coats, light eyes, hip dysplasia and unstable temperaments. All lines carry one or more of these traits, and a responsible breeder will be able to give you a candid description of what is in your animal’s genetic background. Be aware that the nicest puppy in the litter can mature into a very mediocre adult. Be prepared to critically evaluate your dog, because even if you paid a good price you may still end up with a pet.
“Pet Quality”: many time breeders will offer puppies with serious faults for lower prices than show quality. These faults are generally cosmetic (bad bites, white spots on the chest or belly, missing teeth, etc.) and will not affect the health or temperament of the dog. These animals are not for breeding because these are serious genetic faults. A responsible breeder will require that the animal be spayed, neutered or vasectomized before releasing the AKC registration papers. Breeders may now sell their puppies on the new AKC Limited Registration Certificate, which allows the dog AKC privileges of obedience activities but will not allow showing in the conformation ring or use for breeding purposes. These dogs make good companions and often their faults are not detectable to any but the most experienced eyes.
How much can I expect to pay for a Rottweiler puppy?
Show quality puppies will generally sell for $1,000 to $2,000, with pet prices approximately half the show price.
Learn about chihuahua behavior and chihuahua health problems at the Types Of Chihuahua site.
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